Annuity Rates, Annuities, Pensions, Divorce Annuity Rates Charts
Home News Annuity Rates Annuities Pension Annuity Impaired Annuity Annuity Quotes Pensions Divorce Resources
   

22 January 2026 last updated
Annuity Rates News
Annuity rates can change quickly with rises and falls in gilt yields. Economic developments from around the world drives gilt yields so keep up to date with the latest UK annuity rates news for the latest stories that will impact on your pension fund and income at retirement.
Annuities mostly unchanged  
Annuities mostly unchanged after lower base rates with yields in narrow range
Annuity rates were 81% unchanged in December 2025 after the Bank of England lower base rates with gilt yields moving in a narrow range and closing slightly up at 4.88%.
 
Annuities could rise by 2%  
Annuities could rise even after Bank of England lowers interest rates to 3.75pc
Annuities could rise 2% as gilt yields are up ten basis points even after the Bank of England reduce interest rates by a quarter percent to 3.75%.
 
Annuity rates fall 2pc  
Annuity rates fall 2pc with lower gilt yields as investors positive after Budget
Annuity rates fall with 15-year gilt yields lower by -20 basis points from the peak in November to 4.84% as investors remain positive following the Chancellor's Budget.
Other annuity news
Gilt yields fall to 4.81pc the lowest point in the last year reducing annuities
Gilt yields fall -32 basis points in October 2025 to 4.81% the lowest point in the last year as investors seek the safe havens of bonds and gilts.
Gilt yields fall as interest rate cut expected due to weak economic data
Enhanced annuity rates rise in July by +0.48% while gilt yields as investors expect lower interest rates after weak economic data.
Gilt yields remain high as investors expect fewer interest rate cuts
Annuity rates remain at a seventeen year high with rising gilt yields as investors expect fewer interest rate cuts from central banks.
Annuities rise as gilt yields exceed 5pc due to UK public finance concerns
Annuities rise with gilt yields exceeding 5% as investors are concerned with the government's £30-50 billion public finance deficit.
Latest monthly review
 
atest Annuity Rates Annuity rates and gilt yields - Latest
How annuity rates changed for the month and the likely future direction with reference to gilt yields changing with economic and political factors influencing prices. 		 
Annuity rates and gilt yields charts
 
Annuity Rates Chart Annuity Rates Chart
Read the latest annuity rates review to find out if this is the best time to buy an annuity. 		  15-Year Gilt Yields 15-Year Gilt Yields
The 15-year gilt yields have a significant effect on annuity rates which
we update daily.
Annuities news archives
Use the table below to access annuity rates, pension news and articles or the reviews for each month at annuities news archives.
 
2026 First Half Year  
2025 First Half Year Second Half Year
2024 First Half Year Second Half Year
2023 First Half Year Second Half Year
2022 First Half Year Second Half Year
 
Annuity Rates
Single
  55 £6,654  
  60 £7,014  
  65 £7,652  
  70 £8,619  
Joint
  55 £6,281  
  60 £6,666  
  65 £7,219  
  70 £7,918  
£100,000 purchase, level and standard rates
Annuity Rates
Annuity Quotes
Ask for a free quote with up to 25% more income or 40% for impaired health.
Yes Free quotes
Yes No obligation
Yes All providers
Free Annuity Quote
Flex-Access Drawdown
• Take control of your money
• Easy access
• Tax free cash
• Family benefits
• Keep your fund
Flexible Income Plans
  Follow Us:
Follow the latest annuity updates on Twitter or Facebook
  Facebook Page Twitter Page
Sharingpensions.co.uk   This website is for marketing purposes only and does not provide specific financial or legal advice. The website security is issued by GeoTrust and Equifax. Copyright©2001-26 Sharingpensions.co.uk. All Rights Reserved
About Us - Contact Us - Site Map - Useful Links - Security - Privacy Policy - Terms & Conditions